Here's another version of the scarf as a belt that actually worked and stayed in place all day!
White cami (not seen) - AGX
Blue ruffle shirt - Old Navy (you can't really see the ruffle, but it's there)
Brown pants - Forth and Towne
Scarf - Thrifted
Brown heels - Steve Madden
Clover Cluster Necklace - Forever21 I have to say it again...love, love, lover F21's accessories...so cheap and chic!